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ORIGINAL ARTICLE
Year : 2014  |  Volume : 1  |  Issue : 2  |  Page : 44-48

Professional indemnity insurance used among graduated and post graduated dental surgeons in Mumbai city, India


Department of Public Health Dentistry, Vyas Dental College and Hospital, Jodhpur, Rajasthan, India

Correspondence Address:
Dhaman Gupta
S-1141, Ashiyana Amarbagh, Pali Road, Jodhpur, Rajasthan
India
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Source of Support: None, Conflict of Interest: None


DOI: 10.4103/2394-2010.150798

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Aim: To determine the utilization of dental indemnity insurance among oral health professionals in Mumbai city. Materials and Methods: A cross-sectional survey was conducted in February 2014. A total of 306 dental practitioners were selected as the study population by simple random sampling technique. The dental practitioners were visited by a single examiner and all the available and willing participants were given the close-ended questionnaire on the day of visit. The widely used questionnaire by "GLOBAL CHILD DENTAL FUND" for professional indemnity insurance was obtained from its website (www.gcdfund.org) and was modified according to the results of a pilot study. Chi-square was used to find the association of use of dental indemnity insurance by dental practitioners with age, gender, education, working sector, years of practicing dentistry, and whether dental practitioners know about dental indemnity insurance or not. Results: Significant association was found for dental indemnity insurance with increased age, education, years of practicing, private sector working dentist, and level of knowledge for indemnity insurance. 35.6% dentists felt it was not mandatory for each and every dentist, whereas 13.6% felt there was no need dental indemnity insurance. Conclusion : Most of the oral health practitioners in Mumbai city do not have dental indemnity insurance. So, there is a need of spreading knowledge and awareness to dental practitioners about the uses and benefit of dental indemnity insurance.


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